Understanding Your Car Insurance

Collision and Comprehensive Insurance Coverage

If you read and understand your car insurance policy and coverage limits, you’ll be less worried and more relaxed should something happen, because you’ll know what to expect with comprehensive auto insurance coverage.

 

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Long-term Care Insurance - Can You Afford Not to Have it?

 

Long-term care refers to the many services beyond medical care and nursing care used by people who have disabilities or chronic (long-lasting) illnesses. Long-term care insurance helps you pay for these services, which can be very expensive. A policy also ensures that you can make your own choices about what long-term care services you receive and where you receive them. 

Ordinary health insurance won't cover it.
People are living longer and longer these days. That's good news, but the flip side of that is there are more years in which there's a risk of serious health problems. And that could literally cost all of your remaining life's savings. Unfortunately, ordinary health insurance policies and Medicare usually do not pay for long-term care expenses. Medicaid, a federal/state health insurance program, will only pay for long-term care if you've already spent most of your savings or other assets. So, there's long-term care insurance.

Long-term care insurance typically covers the cost of:

• Help in your home with daily activities like bathing, dressing, eating and cleaning. 

• Community programs, such as adult day care. 

• Assisted living services that are provided in a special residential setting other than your own home. These services may include meals, health monitoring, and help with daily activities. 

• Visiting nurses. 

• Care in a nursing home. 

Douglas Salter

Account Executive

621 Delaware Street
New Castle, DE 19720

Phone:  302-328-6111

Fax:      302-322-3124

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Does Your Basement Leak?

Aqua Technology would like to help you understand why you basement gets wet during a rainstorm. Most people assume that wet basements are caused by inadequate or defective gutters and down spouts. We get a heavy rain, and like clockwork, pools of water appear in the basement. Heavy rain increases the amount of water in the ground, and that temporarily Read more

Free Window!

 

PJ Fitzpatrick would like to help you save money on your energy bill every month. You can realize tremendous savings on energy bills by replacing old, dilapidated windows with new, energy-efficient multi-pane ones. Up to 20% of heat is lost through poorly insulated window frames and single glazed windows, so why not consider double glazing or secondary glazing in your home. It’s definitely worth thinking about it. This type of home Read more

Why Fix a Wet Basement?

Why fix a wet basement?  Aqua Technology has the answer.  Most important reason is your family’s health!  Wet basements and crawlspaces are a breeding grown for bugs, toxic mold bacteria, odors, air-born parasites and rodents. Hot air heating systems can transfer many of these dangers directly thru out your home. Read more

Leaky Basement, Get It Waterproofed

Basement Services 911 is a leader in basement waterproofing and refinishing.  As homes settle, foundations crack and heavy rains seep into window wells and around your home. Leaks happen. Sometimes they’re dramatic - water covers your basement floor and ruins everything in its path. Much of the time, however, you don’t see the water at all. And these hidden leaks can be just as dangerous because of mold, mildew and structural risk.  Read more

Basement Transformation from Owens Corning Basement Finishing Sysytem

Our dingy basement is no longer that, but a beautiful place that is part of our home; one which we be able to share with family and friends.  I am very impressed with how the Owens Corning Basement Finishing System has transformed our basement.  The look is wonderful! Read more

Fix Damaged Roof Shingles Before They Cost You

Maintaining a sound roof literally tops the list of crucial home repairs: It keeps you and your family warm and dry, along with everything in your house. Any damage or signs of wear call for immediate action to keep water from seeping under the shingles and rotting the wood sheathing beneath. Ignoring a problem-even what appears to be a small one-will accelerate the need to reroof and can add hundreds of dollars to the cost of a new roof. Read more

Organize Your Life - Start with Your Closets

Reasons to be excited about closet organization:

1. Find anything you need in less than a minute.
2. Closet organization will get you out the door fast.
3. Preserve your belongings with proper storage techniques.
4. Closet organization keeps clothes wrinkle free. Read more
   Filed Under: Organizers & Shelf Systems, Search for Local Contractors, Serving Chester County PA, Serving Delaware County PA, Serving Montgomery County PA, contractors
   

   Efficiency and Expert Installation with Owens Corning

   July 10, 2008 by admin · 1 Comment 

   Just a note of appreciation for your craftsmanship in installing our basement finishing system.  Both Joyce Ann and I were impressed with your efficiency, knowledge and expert installation

   We also noted your candor and outlook as to your work, obviously you are proud of your job and justly so. Read more

   Filed Under: Basements, Foundations & Waterproofing Contractors, Builders & General Contractors, Search for Local Contractors, Serving Chester County PA, Serving Delaware County PA, Serving Montgomery County PA, contractors
   

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